COMMON QUESTIONS
If you don't find what you're looking for here, reach out directly — I'm happy to answer.
Do you only work with clients in Texas?
As a Registered Investment Advisor in Texas, I work mainly with clients in Texas. I am limited to 5 clients from other states at any given time. As a CDFA®, I work with clients nationwide.
I'm not going through a divorce — can I still work with you?
Absolutely. A significant portion of my clients are women navigating major financial decisions that have nothing to do with divorce — portfolio reviews, retirement planning, college funding, real estate decisions, or simply wanting a second set of eyes on a financial strategy. If the decision feels too important to get wrong, I can help.
Do I need to move my investments to work with you?
No. That’s entirely your choice. You can keep your accounts where they are. I can help you review, evaluate, and optimize your existing investments and create a plan aligned with your goals.
What's the difference between a CDFA® and a regular financial advisor?
A CDFA® (Certified Divorce Financial Analyst) has specialized training in the financial aspects of divorce — including asset division, settlement strategy, retirement benefit analysis, and long-term cash flow modeling. A general financial advisor typically focuses on investments and wealth management. During a divorce, you need someone who understands both.
Do you require a minimum portfolio size or income level?
No. There are no asset minimums or income requirements. My goal is to make professional financial guidance accessible - especially during periods of transition or uncertainty.
Do you work with attorneys and mediators?
Yes. I work directly with clients and also collaborate with family law attorneys and mediators as a financial expert in their cases. If your attorney needs financial modeling or a CDFA® to support negotiations, I can fill that role.
Can I get objective financial advice without product sales?
Yes. SpendItRight is a fee-only fiduciary firm. We do not sell financial products, earn commissions, or receive compensation from investment providers. Advice is paid for directly by clients, ensuring objective, conflict-free guidance.
What are the benefits of hourly or project-based advice?
Hourly and project-based advice allows you to get targeted, on-demand advice without asset minimums or long-term commitments.
How does Focused Clarity engagement actually work?
It's a structured process, not just a meeting:
1. Free 15-min intro call — we confirm it's the right fit
2. You upload your financial information securely
3. I analyze the data and build your scenarios
4. We meet and I walk you through the findings together
What you're getting is a full analysis prepared specifically for your situation — not a generic conversation.